Services/Advice - Money Matters


If you are looking for information, advice or support regarding money matters you may find the following links useful:

Some of these are local organisations, others provide a national service

• Benefit Entitlement • Child Trust Fund • Consumer Credit Counselling Service (CCCS)
• Credit Action • How to make savings on your childcare costs • Communicare
• Tax Credit payments for families with children • CAB • Community Savings & Loans

Benefit Entitlement

If you would like to find out what benefit entitlements you have, or want to know what your benefits would be if you returned to work Jobcentre Plus can help you.

Use the web site link below to either locate your local office or view information on-line

Click here to view Jobcentre Plus

Child Trust Fund

Check out the official Child Trust Fund website. It provides information on the types of child trust fund accounts available, including updated lists of who's offering which accounts.

Children born on or after 1 September 2002 are entitled to a Child Trust Fund account. You don't need to make a claim to get the account started, the Government will send you a voucher for £250 automatically.

The account can give your child a head start as a young adult. It will help your child understand personal finance and the importance of saving for their future. The account belongs to them and when they turn 18, the money is theirs to use as they think best.

Click here to view The Child Trust Fund

Consumer Credit Counselling Service (CCCS)

Does the amount of credit you have worry you?

Are you feeling anxious about what may happen?

The Consumer Credit Counselling Service is a registered charity whose purpose is to assist people who are in financial difficulty by providing free, independent, impartial and realistic advice.

Click here to view Consumer Credit Counselling Services

Credit Action

This is a national money education charity, formed to help people better manage their money

It offers a range of resources including debt advice guides and budget sheets, which can be downloaded from its website

They work in partnership with the Consumer Credit Counselling Service

Click here to view the Credit Action website

How to make savings on your childcare costs

Local Educational Authority Funding (LEA Grant)

Local authority funding is available to three and four year olds. Children are eligible for funding from the school term after their third birthday.

Please note: the funding is not applicable in the month of August.

Please contact your local authority for further information.

Child Tax Credit and Working Tax Credit

Most families with children are entitled to tax credits. Please refer to your local Inland Revenue for details by calling 0845 300 3900 or by visiting


Information, Advice, Support
CommuniCare is a team of Christians motivated by their faith to help people in Reading meet their complete needs through offering information, advice and support. We seek to do this by always acting in the best interests of the people we help, working with people not issues, empowering people in their situation and thereby building independance. Building on our strengths, being flexible in our approach and linking people to communities where appropriate.

Click here to view website

Tax Credit payments for families with children

9 out of 10 families with children are entitled to tax credits. You can be given Child Tax Credit in the form of payments from the government regardless of whether you are working or not.

Child Tax Credit is paid direct to the person who is mainly responsible for caring for the child or children. If you are a lone parent you will receive the payment.

Working Tax Credit is for people who are employed or self-employed (either on their own or in a partnership), who usually work 16 hours or more a week, who are paid for that work, and who expect to work for at least 4 weeks.

For more information either select the following web site link or call the Helpline on 0845 300 3900 (textphone 0845 300 3909).

Click here to view Inland Revenue Tax Credits


Reading Citizens Advice Bureau

Click here to view website

Community Savings and Loans

Community Savings & Loans is the Credit Union for anyone who lives or works in Berkshire. We offer savings and affordable loans to our members. We are the local alternative to highstreet banks and doorstep lenders.

Click here to view website

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